3 Things to Do Before Making an Offer on a House

Buying a home is one of the most exciting — and often overwhelming — experiences in life. Whether you’re a first-time buyer or seasoned homeowner, knowing how to prepare before submitting an offer can make all the difference between landing your dream home or missing out.

Here are the three most important steps to take before you make an offer:

1. Get Pre-Approved for a Mortgage

Before you start shopping seriously, talk to a trusted lender and get pre-approved. This step helps you understand exactly how much you can borrow and ensures you’re looking at homes within your budget. Pre-approval also shows sellers you’re a serious buyer, which can give you an edge in competitive markets.

💡 Pro tip: Getting pre-approved early allows you to act quickly when the right property comes along.

2. Research the Neighborhood Thoroughly

When you buy a house, you’re not just investing in four walls — you’re investing in a lifestyle. Spend time in the neighborhood, visit at different times of day, and talk to residents if possible. Check out the local schools, commute times, and nearby amenities like parks, restaurants, and shopping centers.

💡 Pro tip: A home can be updated or renovated, but the neighborhood is permanent. Make sure it fits your lifestyle long-term.

3. Set a Budget and Stick to It

In today’s fast-moving real estate market, it’s easy to get swept up in bidding wars. Before you fall in love with a home, determine your maximum budget and commit to staying within it. Having a clear limit helps prevent buyer’s remorse and keeps your financial health intact after closing.

💡 Pro tip: Factor in not only your mortgage but also taxes, insurance, HOA fees, and potential maintenance costs.

Final Thoughts

Making an offer on a house is both thrilling and stressful, but preparation is the key to confidence. By getting pre-approved, doing your homework on the neighborhood, and setting a realistic budget, you’ll be in the best position to secure a home you love without unnecessary stress.

Thinking about buying in Palos Verdes, Rolling Hills, or the South Bay? With decades of experience and deep local expertise, I can help you navigate the process and negotiate the best deal possible.

📩 Reach out today to get started on your home-buying journey!